Mick Mac

James Barber Wrote: ------------------------------------------------------- > > We know Waitrose are happy to use the Iceland shop > as is when the Iceland lease ends January 2014 > (Iceland don't want to pay the proposed rent > increase). > Worst case for those that want such a shop M&S > walk away and we get a Waitrose in the New Year. > Most lilkely scenarios is M&S accept the site as > is. Is this true James? it seems to have been contradicted sightly by subsequent posts. eg: "Entirely up to the freeholder - But I'd expect them to make a quick decision OR extend Iceland lease beyond January" So Iceland are not definitely out of the equation? Edited to add a question mark...

As I said, its not the case here.

It's not the case here - but in general people who use online estate agents often think they have saved money in lower fees whilst being unaware if they achieved the best price for their property. Real life estate agents should create some competitive tension between buyers which is more difficult for an online agent to achieve.

jbodey Wrote: ------------------------------------------------------- > We got three valuations, we ended up getting more > than any of them. I am not interested in "naming > names" ;-) I take your point. But there are many houses selling above asking price. It's not unusual and you can't assume the other agents would not have achieved the same or a better price than you achieved. I'm not a fan of online estate agents generally although they are rising in popularity.

Can't have been higher than Peddar's valuation, surely.

People starting to sing Neil Lennon's praises as a manager finally. Well done again NL, no money, no captain, key injuries, 10 men, no worries.

Arsenal have been tested now. Reality check will be good for them though. Looks like it was a decent performance but stung late and a bit unlucky. ps. Actually I stand corrected. Glenn Hoddle says Dortmund were the better team.

Get a room you two. An expensive one.

Yes Ray Parlour says Flamini is the unsung hero too. Will look out for him. Don't see a lot of that sort of player if you only see the highlights though.

Arsenal.....the surprise package. Don't really know what to expect though. Lots of attacking midfielders but do they really have a tough enough midfield. But then Barca show that a skilful midfield can do it, you don't necessarily need a Vierra. Have times changed.

Well done Declan. Hats off. Well done RD.

Yes. Really don't like inefficient bar staff. Find EDT and the Bishop very efficient though.

Alan Medic Wrote: ------------------------------------------------------- > In this joke the monkey is the clever one. The > only people who might be offended are those who > relate monkey's to black people the awful monkey chants have established the word monkey as one to steer clear of or risk making a comment that could be offensive even if there is no intention to do so, as happened here.

Loz Wrote: ------------------------------------------------------- > Mick Mac Wrote: > -------------------------------------------------- > ----- > > Feed the monkey. > > > > You can't say that Roy. > > You have to see in the context of the joke that > accompanied the comment. > > Mind you, it does show that someone in the England > dressing room is gunning for Hodgeson. Who is the > mole? In my original post I was just stirring it tbh. However now I have heard the joke and the context I think he was an absolute fool to use that analogy. Given some people's sensitivities to use of the word monkey he should have thought twice.

As you requested a cafe, la gastromia is fairly quiet although it is on LL. The Patch when it opens soon is sure to have space. The Ivy House may be quiet during the day, but can't be sure.

Sorry AM. I have not really looked at the league placings lately but did see that you were doing well. Well done.

Anyone else on Farrh today in the big race. just watched it on record as was at the cinema with the kids earlier. A pleasant surprise and it was the panels tip on the morning line this morning so lots of people will have been on it.

It's now common smartphone currency. The meek shall inherit the earth.

Fromthedarkside well said.

On Question Time tonight.... How do we feel about the Mitchell question.

Random you say. Did it really take you all day to think up those three bits of wisdom. ;)

By contrast last nights Evening Standard property section Focus on Paddington ... Average prices 2 Bed Flat ?960k 2 Bed House ?1.5m We should snap up these east dulwich bargains pdq me thinks. Wink obviously ;)

JohnL Wrote: ------------------------------------------------------- > I was in negative equity until recently (with a > flat) > > New builds in 2007 were priced above the peak. > They often are JL. Thats why some mortgage companies stopped lending on new build flats, there is no market to establish the fair value, they are priced by the seller.

Saila Wrote: ------------------------------------------------------- > Currently a lot of the demand is from overseas > investment. Take the 'story' away and they'll > leave. > > A change in the direction of IR could have a > material impact on sentiment. > > I personally believe this is a bubble. Yes, it may > not drop by 50% perhaps not even 35% > > But even say a 20% drop - is a huge amount of real > money on these massive numbers. If you read this forum from 2007 you will get the same message. Didn't happen though.

Saila Wrote: ------------------------------------------------------- > Spencer Dale (one of the rate setting committee > members of BoE) in today's guardian saying rates > may go up as early as 2014... > > > ... Pop! Of course, mortgage interest rates are typically nowhere near as low as 0.5% now and when they were 5%, there were fixed rate offers significantly lower than that. I imagine also they will creep up rather slowly, so I don't see this as armageddon. Recent higher deposit requirements will reduce the repossesions risk which is good as this can create fear and uncertainty. A potential deflation of the market at worst rather than a pop. Set against these negative factors, is of course peoples level of optimism generally, many will still buy despite interest rates, those with large deposits or even no deposit will still buy of course. In 2007 people predicted a 35% fall in house prices in the midst of the biggest shock to the financial system in living memory and it didn't happen (in London) so it would take a rather severe and unexpected set of consequences to bring about a "pop" rather than a calculated rise in interest rates.