Lucky Money

[DovertheRoad]

Last week I got a letter from Lloyd's Bank advising that they'd made a mistake with my account back in 2012 and to apologise they were compensating me a four figure sum. Aside from it being unheard of for a bank to do this, especially for a minor mistake almost 5 years ago it was totally unexpected and much needed. I call this Lucky Money. When occasionally money comes to you out of the blue via unusual circumstances. And it has happened a few times to me now for some reason!

Please share your lucky money tales here...doesn't have to be big sums either. Finding a valid travel card used to do it for me....

[Jules-and-Boo]

I found seven ?1 notes when I was very little and my mum asked all the neighbours if anyone had lost any money, if so how much and when.

Lots of guessing later by them all, I got to keep it!

[*Bob*]

The one-day travelcards with a certain year date that - due to some sort of computer glitch - opened every underground barrier - for the best part of a year.

Thanks, LU!

[Robert Poste's Child]

Recently I took half a dozen lottery tickets to be checked and won ?25 plus two free lucky dips. Seemed an unusually good haul. I also remembered I had nearly 200 Singapore dollars lying around and due to Brexit effect I got back quite a bit more than I paid, plus enough cash not to need to cashpoint for a couple of weeks.

[????]

2 from when when I worked abroad

1) I had to set up loads of accounts/credit cards, we'd recently moved and had an offset mortgage so lots of cash we could draw down on when I came back we found out that...someone* had left ?3000 sitting on a credit card during all the toing and froing (harder to spot this if you have an offset too) - meant we hadn't earnt any money on this and also could have had less on our mortgage to pay so financially was stooopid but came out of the blue

2) Working abroad and earning euros I had to do my tax return thought it would be neutral but no I got a nice tax rebate every year, still not quite sure how. First year was a pleasant surprise

*cough, the missus

[DulwichFox]

I have over the years had a few Tax rebates ..

The cheques were numbered sequencially 000001 - 000005

Now either they don't write many cheques are they have an account for every individual..

Sort of makes me smile..

Foxy

[steveo]

I've got wedge in an account that I'm thinking shouldn't really be there. I made a half-arsed attempt to tell the company that I think they've overpaid but I'm afraid if I try harder they might ask for it back.

So I can't spend it. Yet.

Is there a statute of limitations on these things?

[Robert Poste's Child]

A few years back I did my tax return, psyching myself up for a bill of a few thousand, then got a 10k rebate. I had been out of work for a while at that point and the relief was unbelievable.

[Seabag]

Working for an arse of a company, who ran me around re money but finally paid up

Next day new account manager started , and paid me the same amount again

I so I needed that, I nearly cried

[Robert Poste's Child]

At an interview for a freelance job some years ago the person I saw foolishly told me their maximum budget before asking how much I wanted. 'That much, please, plus expenses.' Never earned as much since but it was lovely at the time.

[Alan Medic]

I got a nice letter from a man who told be about an inheritance I'm entitled to. Just waiting for the funds to be transferred to my bank.

[adonirum]

A couple of years ago we were in Tesco supermarket and had a coupon for "?10 off your shopping when you spend ?70". We hadn't but the lady in the queue in front clearly had so we gave it to her. She was extremely grateful to have effectively been handed a tenner and she jokingly said that she would buy us a lottery ticket (only ?1 back then). When she paid for her shopping and received her change she slid a pound coin over to us saying she meant it, absolutely insisting that we take it as one good turn deserved another. Mrs. A then bought a lucky dip ticket with the pound, had four numbers and won ?74. So, be nice to one and other, it always pays dividends to be altruistic and charitable.

[Robert Poste's Child]

What a lovely 'cast your bread upon the waters' story!

[Salsaboy]

Karma. It works.

[DovertheRoad]

No. 2

When I was a student and lamenting that I couldn't afford a Fender valve amp, my mate came across a cash machine in one evening in Scotland that gave out ?20 when you asked for ?10 and vice versa. We emptied it up to our ?350 limit (?700 back) and then went searching for other cards /phoning friends and there was soon a long queue until it ran out. It made the local paper the next day with the bank saying that they wouldn't prosecute anyone but requested people hand it back. Which didn't happen. Anyways that one got me my amplifier.

[Robert Poste's Child]

I'd have taken it back!

[DovertheRoad]

And in my "now" life so would I. But y'know being a student, young and happy go lucky...

[red devil]

I'm not sure I'd give the money back in my 'now' life, interest rate robbing fuckers :)...

[Planetsally]

I went to BHS many moons ago to purchase, bedding, towels, some kitchens bits and bobs, approx ?120 worth of goods. The cashier was deep in conversation with a colleague as she rang up the purchases talking about her date the previous night. She made no eye contact and said not one word to me as bagged up the goods and handed over the various bags to me. She then folded her arms and turned back to her mate never once losing the thread of her conversation. I said thank you as my mum always taught me to and walked out of the shop with my bank card still in my hand unused!