redjam Wrote: ------------------------------------------------------- > Ours is ?230 for a 4-bed family terraced house, > insured with Sainsburys Bank. Covers subsidence, > rebuild cost, personal possessions including > cycles and laptop outside the home etc. Single > article limit of ?2k (I don't have expensive > jewellery or anything like that so I can't think > of anything in the house that costs more than > that). I know all this as it was just up for > renewal so the letter is sitting right here on my > desk! > > Our house insurance used to cost a lot more as we > did that thing of just staying with the same > company and accepting that our premium crept up > and up each year. Then a few years ago I gripped > it and shopped around and saved about ?350/yr by > swapping policies. So far Sainsburys have been > good to deal with, though (touching wood > frantically) I've not had to claim yet. > > Definitely worth shopping around though as the > previous poster says, you do have to compare > like-for-like. I also saved a fortune by gripping > my gas/electricity supply and swapping from NPower > to a company I'd never heard of (Flow), which has > been absolutely fine and again well worth doing. > > God, though, it's boring being a grown-up, isn't > it? I'm with Flow and their customer service is very good too. However I do always check out alternatives whenever my current contract comes to an end, and sometimes in between as well.