In the same way that 'having money' boosts your rich-o-meter exponentially, 'having none' has the same effect - in the opposite direction. And it's not just a matter of money. The richer you are, the more that government, society.. life in general.. is on your side. Society cuts you slack, big-time. You get away with it. But if your chips are down and you haven't got a pot to piss in, you get pissed on instead - at the drop of a hat. In short, if you're a top-rate taxpayer then 'fairness' in life has very little to do with a couple of grand that you're only going to put towards a skiing holiday anyway.