Spangles, they may be desperate for a baby, but (occasional headline-grabbing case aside) the majority of women who have IVF are not in their 40s, 50s or 60s. I think the religion point can be discounted (if it's against your religion, then it's against your religion, terminally ill or not) so all we have left is 'you waited too long to deserve to have a baby'. So, if women are most fertile in their early twenties, at what point have they waited too late and therefore do not deserve IVF? 27? 32? 36?