Who stole my phone?

[stewartessence]

Today at 11. am someone took my iphone from the Post Office in ED. It is blocked now however, I will pay for return.

[tasty_snacks]

twas i, fifty quid.

[stewartessence]

Cool Where we gonna do the deal?

Call me on 07549 487439

[jollybaby]

Maybe it was the girl who was sat across from me on the bus yesterday who was boasting how she had stolen her colleague's ipod and then complaining about what crap music she had! Lovely woman

Hope you get your phone back Stewart

[Horsebox]

From the post office, you say?

At 11am?

What make/model phone was it?

[stewartessence]

Read above

[plimsoul]

is it possible to ask the post office if there's any footage of the thief in the act?

[stewartessence]

Yeah just called the plod and they said because no violence was involved then it is not worth investigation. The PO are not allowed to to show the public CCTV. So I am fooked

[Catalyst]

^ Classic 'broken Britain'.

Dogs, country....etc. etc.

[TheAllSeeingEye]

So the police basically admitted it a crime but not a crime worth them looking into, even though a guilty culprit could be found fairly easily via CCTV ?? bizarre.

Still, seeing as they are focusing so much on violent crimes I feel re-assured I can walk the streets completely safely now ... yes, sarcasm.

[Jah Lush]

I take it you're insured? You'll get a nice new one. Every cloud.

[Narnia]

Interesting point. I'm supposed to have a mobile insured by my bank due to the type of account I have. Looking at the terms and conditions it seems I would have to report it to the police if I lost it. Is that the case with all insurance policies? It would seem like a huge waste of police timefor them to have to take down my details over a bloody phone.

[TheAllSeeingEye]

No insurance in the land will cover "loss" as otherwise people would just lose things on purpose everytime they wanted something new.

[Narnia]

That's a good point. I will re read the T&C's. Mind you how do you square that up with accidental damage insurance? Surely you could do some of that if you wanted something replaced?

[Miss Tipsy Topple]

I've claimed for the loss of my mobile before, you just need to call the police and run through some routine questions to get a crime reference. The insurance company will need the crime reference to process your claim. You can claim on your home insurance as long as you have personal possessions cover. As for cover with your bank account, I have this as well, I've got a feeling that you need to register the phone with them, but I can't be too sure about that.

I hope that helps...

[rainbow]

need to be careful when reporting cause some/most insurances dont cover for carelessness.

[stewartessence]

My business insurance paid the same day. Thanks for your thoughts though.

[TheAllSeeingEye]

is "loss" a crime to ring the police ... is "loss" a crime ?? no.

[pablogrande]

I am pretty sure that under the data protection act you can ask for copy of any CCTV footage that has you in it so this would be a way of getting around it. I think you have to pay ?10

[????]

er......stolen is not lost...look at the OP

[Miss Tipsy Topple]

In insurance terms theft is a loss.

[Miss Tipsy Topple]

It is not lost but a loss to you.

[Miss Tipsy Topple]

Also to let you know I was a Senior Household Underwriter for a top insurance company for over 14 yrs, so if you need any advice on household insurance I can give you some advice.However anything to do with Subsidence will be tricky|!

[stewartessence]

Hey I really didn't expect so much response. My insurance paid strait away (the same day). My house is not sinking, no one was hurt, and guess what I have a brand new iphone..... Lets put this one to bed eh!