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jacks09

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Everything posted by jacks09

  1. Will be difficult to market, but i think it could work! Good luck to you!
  2. ??
  3. Popped in to meet the wife and her mate last night - very buzzy atmosphere. I don't think its designed for people to spend an evening there,in fact they probably rely on high turnover of tables. That being said we weren't rushed at all and actually encouraged to take our time. The monkey fingers are a chicken sized piece of heaven and the burgers are amongst the best I've tried - will definitely be back!
  4. Just found out we are pregnant! Extremely happy/anxious/nervous/excited. Any recommendations for books to read, blogs, must have products.....anything at all related to pregnancy!
  5. Maybe try the autocorrect recipe ;-)
  6. SueOrr0103 Wrote: ------------------------------------------------------- > Thanks so much for all your suggestions. > I'm going to try the beer and come trap tonight > and get the bugger!! > > Sue Blimey - what quantities are you mixing those two Sue?
  7. I would genuinely recommend the Harry Potter books! Obviously written for kids so easy to follow but enough i there to keep an adult page turning.
  8. Appreciate all of the replies, thanks. i think it is just suck it up and get almost no growth. We hope to move in, within a year so will look at more investement type strategies after that.
  9. Had an awful breakfast in 325......was cheap though.....
  10. are premium bonds instantly access?
  11. Help to buy Isa's are good. BUT, very limited amounts you can put in, and limits the value of the house you can buy. We're in a fortunate position where we will likely exceed those limits.
  12. we're in a position where we are some way to saving money for a deposit on a house, a fortunate position I know. I'm an avid follower of Money Saving Expert and currently have the Santander 123 Accounts. After reading the blog about it on MSE it still seems the best option, when considering bank/savings accounts. It now seems that the stock market is more lucrative, but I can't quite make my peace with the risk. Is anyone else in this boat? Where are you putting your money?
  13. Let's not go into whether Cats should be allowed to roam on this thread.....The guy/gal doing the mutilating is a horrible horrible human and we should focus on capturing him/her.
  14. jacks09

    .

    Why?? Surely that cannot be your fault?
  15. jacks09

    .

    Hi Nicole C. Whilst living in a flat years ago i came home to water rushing through the bathroom ceiling, it was a faulty pipe in our upstairs neighbours place. Definitely their responsibility and they duely sorted. Things like this really get my goat, and I have had some success with letter writing and following things through before. I've also got access to some lawyers at work who have helped me in the past. more than happy to help if you need it,
  16. There's a sitcom in this......
  17. Had a terrible experience from Tommi's also. My favourite in London is burger bear. Could be nostalgic, had it after a freezing cold day watching football and just made me feel so much better.....
  18. jacks09

    Sofas

    Looking to buy a new sofa.....looking for long lasting and comfortable...any recommendation on where to buy?
  19. Ken follets - the century trilogy is just SO good....
  20. This will change day to day. Really into burgers at the moment. Sesame bun, haphazard pattie, American cheese..melted, lettuce, raw onion, slice of tomato and then ketchup, maybe also mustard. Burger bear is far and away my fav
  21. Me and the new wife are currently looking at Midhurst....
  22. Are you looking to insure him whilst in the UK?
  23. jacks09

    New Builds

    Very open question and very keen to hear different views. My situation Getting married and will start trying for a baby in the next couple of weeks. Both are in decent jobs and have paid for the wedding ourselves. All the money spent on that will now start to be saved monthly meaning within a year we could get a decent deposit together to fulfil our aim of buying a house. We are currently renting. What to buy We aim to move out of London to be closer to our families - most likely on the commuter belt but anywhere from Kent, Sussex or Surrey. Our dream is a country pad with lots of space but this will prove difficult for our first home. Looking around at the different help to buy schemes available I have noticed 2 things. The help to buy ISA is good, but limits you to a property of under ?250k outside of London and we are in a position to spend a little more. The Equity loan scheme would allow us to buy a bigger house and sooner too but limits us to new builds. Fully apprecaite that this needs to be paid back but would aim to do this within the 5 years so as not to incur interest. Does anyone have experience of buying new builds? Any known pitfalls? Are they like new cars in that they lose a % of value as soon as you move in? Would we expect new builds to become cheaper as the companies have taken a hit on the stock market? Does this make them more appealing? Any insight appreciated - quite daunting as a first time buyer anyway but made harder with the current uncertainty in general.
  24. jacks09

    GiffGaff

    I use GiffGaff and have been really pleased with it.
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