My buildings and contents insurance are coming up for renewal at the end of May. Since my front bay was rebuilt after subsidence, my premiums have rocketed, and the company (Zurich) were so appalling in just about every respect when dealing with the claim that I really don't want to stay with them. However I know I am going to have trouble getting anybody else to insure me, because of the previous subsidence. Somebody from Direct Line is phoning me tomorrow (they know about the subsidence), I presume to give me a quote (my car insurance is presently with them). Does anybody have any experience of getting quotes after subsidence repairs? Should I go to a broker? Online and on the phone, in the past as soon as subsidence is mentioned companies don't want to know. Also, my buildings and contents insurance are presently combined, and I'm wondering whether it would now be cheaper to look at separate quotes. I don't want to jump out of the frying pan into the fire and end up with a company that is worse, though I sincerely hope I never have to make another claim.