Undisputedtruth

You will need to have a look at coefficient of performance for geothermal energy. There was a Telegraph article questioning whether it was cost effective to have airsource/groundsource pumps based on coefficient of performance compared to gas central heating. There is a housing complex in Mitcham where they used ground source heat pumps for the past ten years. Worth a Google. You may want to consider micro-chp as it's one of the most exciting heating technologies around. Basically it's a gas boiler which can generate electricity as well. The UK government predicts that 20% of homes will have them in the next ten years( ?) . There is a new build on Camberwell Grove where the owner installed airsource heat pump, solar panels and strategically placed windows for solar gain. He sourced his heat pump from China for about ?2000. Saving himself ?6000 from not using British suppliers.

I hope Wenger stays in his job for the next few years. He has a number of promising young players coming through.

@motorbird, Hal's post was not aimed at you or the report for that matter. This report reminded me about the time when I was at school. Twelve of us took O'level maths a year early and we were told that getting a 'C' grade was regarded as failure. We all passed but there was one person who got a 'C'. He was definitely one of the brightest guys in the group and should have got an 'A'. He was black and I can't help feeling that it was his background that played a part in his downfall.

Hardly Voyageur.:)) I bet you went to the same school as the other idiots!

gamerr Wrote: ------------------------------------------------------- > Cor blimey, the guy is just asking a question. I > don't think it is whinging or paranoia. > Either way, still Silly iBilly.

What a Silly Ibilly accusing a lowly paid worker scamming over a miserly 65p. No doubt, Damian H will claim all supermarket fraud are conducted by checkout operators.

Twirly Wrote: ------------------------------------------------------- > OK, I'm not an expert, and you may be right but > you would certainly have quite a lot of hoops to > jump through. What would constitute a good reason > for leaving a job that would still allow you to > claim JSA? I think ill health is a good cause for leaving a job. However, it is up to an Aujudicating Officer who makes the decision on what constitute good cause and may want to see medical evidence, person attempting to resolve the issue at work, etc.

Can you place a link for the DfES report? It sounds as though the report is quite old as the Department for Education and Skills predated the Tories.

Twirly Wrote: ------------------------------------------------------- > Firstly, if you resign with nothing to go to, you > will not be able to sign on to claim Job Seekers > Allowance for, I think, at least 6 months. So you > need to save money before you make the leap, or, > bottom line, you may not be able to pay the > rent/mortgage and end up homeless. > This is complete misinformation. If you're unable to show good reasons for leaving your last job then you could either lose up to six months of contribution based JSA or receive a reduce amount of income based JSA for up to six months. Leaving a last job doesn't stop you from signing on.

???? Wrote: ------------------------------------------------------- > Given some of the appalling stats from our worst > performing schools on basic literacy and numeracy > some need to just concentrate on the basics. > > Personally, I'd like to see some sort of managiung > money/moneysense (poor names but you know what I > mean) added to the compulsory curriculum. The lack > of awareness of basic person finance and how it > works even among 'well educated' people is > staggering! If people took a bit of control in > this area of their lives we wouldn't get into half > the sh1te we do and the banks wouldn't get away > with half the sh1te they do. I think you're spot on there. I used to work with grammar Kings and Queens but they had very poor maths skills and not good at anything else for that matter. Life skills are just as important as academic skills but I wonder if all of the proposed changes are part of the Tory dogma. For example are we going see an increase in Latin being taught in Schools? And how useful is Latin in the real world apart from, of course, the East Dulwich Forum?

@urbanpixie, Speak to your HR department to see if they can offer any help but be careful how you word your questions as they usually act in the management's interest rather than staff's. They could offer welfare counselling, training courses on how to further your career (you could use these skills for something else), advice on applying for jobs, etc. If the job is affecting your health and is due to stress then it's worth reading the HSE's Management Standards for work related stress. Don't depend on job consultants to help you find work as they can often be unhelpful. Be careful about accepting mental health advice on this forum. They're not experts and I do agree with Hal to be careful about anti-depressants. According to NICE guidelines GPs shouldn't issue anti-depressants unless the patient is moderate-severely depressed. http://news.bbc.co.uk/1/hi/health/4071145.stm Running away from the problem may not be helpful and by tackling the issues now makes you the better and stronger person in future. However, it's understandable that working with a bunch of tossers, who have cause havoc to this country, is soul destroying.

It gets worse as some of these PwC staff are on secondment to the Treasury and making key decisions on PFI matters. The only defence that I can think is that the number of new schools and hospital would be drastically reduced if PFI wasn't available.

Just a few quick points: 1) The oil led 1990s recession had already started by the time ERM took its toll on the UK in 1992. 2) There was no winter of discontent in the last Labour administration. 3) I remember Thatcher campaigning for cleaner streets but it didn't happen in her days. 4) The Conservatives are all about wrecking people's lives. Look how many people lost their businesses and their homes during their two recessions. 5) I don't recall ever voting for Tony Blair or Gordon Brown for that matter. Shocking hey! 6) I'm no fan of PFIs but PwC have been heavily involved (milking?) with them and here is what they have to say. 7) Loz is absolutely right about the 125% mortgage. 8) Here's an Independent article on the 100 year mortgage dated in 1996. 9) Most people aren't interested in government targets. They are far more interested in going to a new school or hospital. 10) How many schools and hospitals were built during nearly two decades of Tory administration?

Neither the Conservatives or the Labour Party makes a decision on Honours. There is a process in place where a committee of mostly non-party officials, draws up the Honours list before giving the Queen & PM final approval. To say that the Labour Party gave Godwin his Knighthood is simplistic thinking and so so wrong. Nearly there on the Banking crisis, Indiepanda, unlike Damian! The ordinary folks couldn't afford to pay their mortgage as interests rates went up in the US. The banks geared their securitisation products so instead of multiplying their profits they multiplied their losses. Credit Raters didn't carry out their due dilligence checks either. Gordon Brown was a great Chancellor who just happenened to be caught out by a once in a lifetime gobal crisis. How many Western countries actually predicted the crisis? None, I tell you. The Tories weren't even skillful enough to avoid 80s & 90s recessions caused by a modest increase in oil prices. Our Schools and Hospitals decayed under the Tories. Despite all these cuts made by the Tories they only managed to produce a pitiful surplus in their budgets. I fully agree that there should be caps placed on mortgage lending but I suspect this would go against the Tory's free market principle where it's up to the lenders to decide what is appropriate lending. While you may think that 125% lending was a high figure then you may not be aware that there was talk of the 100 year mortgage, a type of product found in Japan. There are some people who feel that there have been improvements to Schools and Hospitals. I used to hear stories how some of these public services were closed to the public due to leaky roofs because the Tory government didn't gave them enough money. I guess you want a return to the dark ages of the Tories when the streets were filthy, burglaries on the high, violent strikes, high unemployment, business collapsing, etc. I think prejudice is the right word to use as you're viewing Gordon Brown's legacy through the Tory lense.

I think you've been drinking too much this weekend, JL.

I don't believe you have a global understanding of the Financial Crisis and so you' re pitching your prejudice against Gordon Brown instead. How naive. Northern Rock had suffered funding liquidity issues and this only occurred when the wholesale financial institutions in the US refused to lend. Hardly Gordon Brown's fault, don't you think? Unless he had a crystal ball.;-) Restructuring the FSA may not have altered the sequence of events for Northern Rock in any case. Here's an extract from the FSA internal report ?the Board also noted that, even if supervision had been carried out at a level acceptable to the FSA, it was by no means the case that that would have changed the outcome.? Well, I keep hearing from Quids how the Private Sector is superior to the Public Sector but it seems they're not capable enough to sort out their own pension schemes that are robust enough to overcome market fluctuations. It was Lord Myners who okayed the Fred Goodwin's pension deal which resulted in widespread condemnation in the Labour Party. Your assertion that the Labour Party agreed Goodwin's pension is totally wrong.

???? Wrote: ------------------------------------------------------- > yup and there are litterrally 100,000s of > them...oh, hang on a minute, actually there's a > few thousand but let's proxy them together with > the evil Bankers for all Private Sector workers as > our avoid any debate on the Public Sector tactic I can't see a public sector worker getting the same amount of pension like Godwin's ?20k a week, can you, Quids? @indiepanda, Gordon Brown got hit by one of the biggest financial crisis but the Tory governments of 80s & 90s couldn't handle a little increase in oil prices before the economy went topsy turvy.

:))

@????, Boardroom Directors didn't find a problem when they awarded themselves muti-million pound pension schemes.

Some people have taken the Suarez incidences very seriously and it does reflect very badly on you if thought it's a laughing matter.

This is getting tediously boring. Suarez is a scum bag and compulsive liar. Even lied to own manager and club. Why, oh why, you're still trying to defend him is beyond me.

I remember hearing a Tony Blair speech at the British Library where he talked about the British economy, the fourth biggest in the world, being resilient enough to beat the recession. So Gordon Brown was confident enough to say a UK recession was unlikely. The housing market also slowed down for a period as banks laid off staff.

Suarez, a hero, more like a nasty piece of work. The FA investigation panel commended Evra.

The PE ratios for these dot com companies were astronomically high during the boom years.

Awful colour scheme and all that paint covering up the fine architectural details. Not for me, thanks.