Damian H Wrote: ------------------------------------------------------- > > Since I am not a banker, That will explain your lack of understanding in the finanancial crisis. There are many newspaper articles and TV documentaries highlighting the fact that these 'Ordinary Joes' were the real victims of the financial crisis. Sorry Damian, you really need to do your research on this one. All what you've done is telling me you don't know what you're talking about. @Hugo, Telling lies again. I said before on this forum that I don't support 911 conspiracy theories. My view of the bankers stemmed from the early 90s where I've learned most of them are pretty much incompetant. Most fund managers fail to beat the FTSE 100 index yet people prefer to invest in their products despite the high management fees. Bankers are not deserving of their high salaries or bonuses. @woodrot There are some parts I agree with and in particular mainstream decision on financial matters where I think the real problem is a lack of financial awareness and an overreliance on marketing materials. Furthermore, people should have greater understanding of architectural issues and history before embarking on monstrous extensions. However, where we disagree is whether the 'Ordinary Joes' were responsible for the financial crisis. Now if you read this article http://www.telegraph.co.uk/finance/economics/2785403/Ninja-loans-explode-on-sub-prime-frontline.html then you can clearly see that these ordinary people were victims and not outright fraudsters as depicted by Damian.