Alan Medic

So she's not looking for advice but clients?

Perhaps you should name names so there's a useful list of non showers?

Is midnight mass an obligation or a religious experience? Being from a Catholic family, Christmas eve in my teens involved going to the pub, pretending you went to midnight mass (to avoid having to go the following day), and instead going to the local posties flat to get stoned with the big boys. St.John's by the way was a place they sent the alcoholics to, to recover.

uncleglen Wrote: ------------------------------------------------------- > I don't think they find cartoons only 'offensive'. > > http://www.thereligionofpeace.com/quran/016-insult > ers-islam.htm > And in Poland you can be jailed under article 196 > of their Penal Code for public calumny of > religious objects. > Humanity will never move on and get out of the > mire of state sanctioned persecution of atheism at > this rate Try the Bible for size. This is what it says about women: http://www.nobeliefs.com/DarkBible/darkbible7.htm

Shame he's gone. Chelsea might start playing now.

Could of and would of are pretty much how could have and would have sound when spoken my many people. As for innit,you'd need to be aspiring to be a member of a clique to ever use that. It's just plain stupid and annoying. Innit? Feck it. 'We was' is my pet hate.

Mick Mac Wrote: ------------------------------------------------------- > What are conratulations? Didn't Griff Richards win the Eurovision singing it?

Climate change or no climate change, humans have managed to make a mess of this planet and continue to do so.

I was playing.....

Some interesting stats I learned today. Bournemouth players run more than any other team in the league. When they beat Chelsea, Chelsea ran more than they had ever done according to John Terry. Injuries are the result of a previous injury and secondly due to a change in training regime for new players. That second one you would think clubs would work out. Every player is different and their needs are different. It would appear with all the money in the game that some clubs haven't worked that out. Man United's goalscorer today was taken off because...........please complete the sentence.

What spirit is that Louisa that needs a church?

I go on personal experience Grok. I doubt anyone has changed Docs because of what was written on here. If people are happy they stay where they are. If they aren't, they move. Everyone has different expectations and to follow what's written here would be just a subjective view. If you're unhappy you look for advice. Some may be good for you and some may not be.

Not what you would expect from a plebeian Louisa. How do you explain that?

ITV news did a piece the other day about football archives. I only caught a bit of it but just in time to see Dulwich Hamlet v Nigeria. I don't know what year it was but there must have been 20-30 thousand people at it. DH won 1-0.

Mick Mac Wrote: ------------------------------------------------------- > Alan Medic Wrote: > -------------------------------------------------- > ----- > > Oh another think I learned is that the minimum > > loan this bank will loan is ?10k. Has this > become > > standard practice with banks? > > Probably - to take additional security over your > property it has to be a reasonable amount and for > smaller amounts they'd probably expect you to be > able to pay it off under personal unsecured loan > terms and periods. Yes but as the loan (if I take it out) is being added to the mortgage I currently have, which allows me to pay of an additional 10% of the borrowings annually, what's to stop me paying off what I don't want as soon as the funds are released? He didn't answer this question either.

Oh another think I learned is that the minimum loan this bank will loan is ?10k. Has this become standard practice with banks?

I visited the bank this week. My current rate expires soon. I didn't want to change the term, I knew the rate I wanted and I also requested a figure for borrowing some more (at the same rate). This is the reply I got when I emailed him after the appointment when requesting to know how much interest I would be paying: "Regarding your question about how much interest you will pay back over the duration of the mortgage term, this is actually a very difficult question to answer due to a term called compounded interest. Essentially, your mortgage generates interest on a daily basis which in turn changes depending upon your mortgage balance as well as the amount of days in the month i.e. the mortgage will generate more interest in January than it would in February. Because of this, I cannot give you a definitive answer to your question because your mortgage balance, and subsequent interest this generates, will change slightly from month to month and never remains stable." What do you make of that reply? I'd have thought it would be relatively easy to work this out given no variables. I haven't bothered trying myself but I did cover compound interest in school though I'm a bit rusty on it.

I almost always go round by Silvester road and take a left onto Barry and then right, rather than cross over Barry Road there. It's somewhat easier.

I quite like Paddy Barclay as a journalist and I like this piece reminding Scholes and Ferdinand it wasn't always fantastic when they played for United: http://www.standard.co.uk/sport/football/patrick-barclay-ferdinand-and-scholes-should-remember-what-they-achieved-after-failing-in-europe-a3133246.html

I can't speak highly enough about my Rice Cooker. I love it when the light changes colour and spend many a happy hour watching over it while flicking through the many thousands of photo's in my Irish Tennis Trilogy. ?150, a bargain......the cooker I mean. You too can own your own set of books on The History of Irish Tennis for much less.

Seabag Wrote: ------------------------------------------------------- > If you like ham, cheese and bread > > Or that marvellous hot mix up version of the above > 'pizza' then head to the French Alps > > Not a day's gone by when I've not inserted some in > one form or another into my face > > Snow's pretty ok if you're thinking of an early > one Ya fecker. There was I waiting at the door with me Euros and then I read this 😠

Magic and fairies? Don't you believe in Santa then Jeremy? There was a two part programme on BBC recently. A travel show where this English guy toured around Ireland. One of the characters he met was a long bearded fella who managed to have the proposed route on a new road changed so a fairy tree wouldn't be uprooted. I think what shocked the presenter during his travels was how schools in Northern Ireland are almost entirely segregated. What surprised me the most was that there were Protestants there who attended Irish language classes. It was a nice mini series and probably still on BBCi.

Christmas with/for kids is magical. Once you/they grow up its not the same. Stating the obvious I suppose. This will be the first year our kid won't be here. A new chapter.

Jeremy Wrote: ------------------------------------------------------- > *Bob* Wrote: > -------------------------------------------------- > ----- > > Some people find it hard it hard to accept that, > you know, no-one wants it. > > I hope you're not referring to Alan's item? An > ideal Christmas gift, I would have thought. Me too Jeremy but for a fairly select group of people. Mind you if threw in a free towel some of the punters above may go for it.

*Bob* Wrote: ------------------------------------------------------- > I have The History of Irish Tennis Volume 1 and > also Volume three, but I don't think Alan will be > willing to split and just sell vol 2. Course I will *Bob* but as volume 2 is special it would probably cost you ?50.