CT Wac Wrote: ------------------------------------------------------- > Wont the goal posts just shift > and lower income groups will just be excluded form > the mortgage market But this has already happened, hasn't it? Even to buy a modest one bed flat in Peckham, you're talking about something like 200k, so you'd need to be on a pretty reasonable salary. > Obviously this will cause massive social problems, > but i am really interested as unfortunately i want > a bentley, a small one, possibly with a garden. I'm not convinced it will cause massive social problems... or indeed any social problems. Owning a property isn't an essential requirement for a decent standard of living.