Otta - yep it's mainly about kids/family, and when I said "can't see what's not to love" I was making the perhaps insensitive assumption that you have family to spend it with... hopefully those who won't be spending it with family will still be able to enjoy themselves. I realise I'm very lucky to have parents who are still here, as well as wife, daughter, brother, sister, nieces, nephews. Anyway... working in finance (sort of), we need people around whenever the market's open, so I'll be in over some of the xmas period, but don't really mind it. Long lunches, early evenings, etc.