womanofdulwich

are you paying her national insurance etc? I think that has something do do with it- if you are being strictly legit then you do have to give some paid holidays i am sure- but if you are doing it all cash in hand etc there are no strict rules- but the you have all the health and safety/ insurance issues- it is a minefield and if it is to be long term I really think you need to draw up some kind of contract- even if it just has 10 simple headings, including sickness, holidays, notice,national insurance, tax, accidents in/ out of the home .

we have just come back from the states where there are free water fountains everywhere, so you can empty your bottle and then refill from a drinking fountain the other side of the gates. that is so sensible- are so much greener than our approach- how long before we have free water fountains in our airports/ shopping centres?

wont this also have big implications for HMO's? having to be licensed etc? i think they will have to move pretty quickly to catch up with all the admin that exists . ah well a lot of consultancy working coming up for some one I expect............

sounds like a planned/inside job to me.

cant you just see this being a nightmare with the governments housing benefit policy?

cheese scones? cheese straws? sausage rolls? jam tarts or biscuits are fun - coconut macaroons?

seriously?- what class is that then???

what annoys me most about hospital carparks is that when you park there you have no idea how long you will be. they should be pay as you leave. nothing worse than getting the dreaded phone call " you need to come in " and then have to guess how long you will be- not saying anything- but knowing instead of spending 2 hours with an ill relative you are just going into be told the tragic news and then deal with the paperwork etc. the last thing you want to do is to try and guess how much money you need to put in the blxxdy machine. ggrgrrrrr

my husband despairs of me insisting on ketchup on my cornish pasties- he will never guess i have hidden it in the fridge.

i have just started putting my ketchup in the fridge- i have suddenly turned middle class.::o

i am sure you have a lot to give to someone Waynetta-maybe you could volunteer to cheer others up by taking your laptop into old peoples homes/ hospitals and show them the things you find funny? :)

i think he has a point.

we have done it twice with no stopovers- and I think that is bearable going, but coming back it is very hard- especially if you are coming back to a London winter - short days etc.

100% agree with Dulwich mum. But that is quite a lot of change for him-a third place? and he is 4? I am sure that is not your choice- but it sounds quite a strain.

i usually ask trailfinders first- i have then tried other places but found trialfinders competative and reliable.

drop scones with sultanas in

but people have to live somewhere. Either rent/ buy. If they rent then someone is getting an income stream on an asset at maybe 4-5% gross.( cf a cash isa at 2.5%- or less if not isa) There is the added risk of capital growth/ loss, but in the long term we all think property will increase. a key determinant is interest rates and the ease of a mortgage. If you cant afford to buy you will have to rent-and rents will go up if there is higher demand than supply.

how easy is it to buy, keep safely and then sell that much gold? ie entry, keeping and exit costs vis a vis a house? any idea? you make it sound so good!

i think she cannot be getting ?65 x 3 x 5 days =?975 a week - otherwise we would all be doing it .

i would guess like a nanny share a childminder mighthave one or 2 children before and after school and one under school age either all day or before and after nursery.

you can join crystal palace triathlon club lots of training and support and club sessions,

oh FI, how old is he??

maybe child benefit just for the first 2?

Steve- I would so like to quote you on that- where did you get those stats please?

my boss earns ?150k plus, his wife works part time and maybe earns ?5k, he has an 8 year old daughter and says he could not afford another child. ( because of school fees). Everyone has different values.Using his values we would die out pretty quickly.