womanofdulwich

drop scones with sultanas in

but people have to live somewhere. Either rent/ buy. If they rent then someone is getting an income stream on an asset at maybe 4-5% gross.( cf a cash isa at 2.5%- or less if not isa) There is the added risk of capital growth/ loss, but in the long term we all think property will increase. a key determinant is interest rates and the ease of a mortgage. If you cant afford to buy you will have to rent-and rents will go up if there is higher demand than supply.

how easy is it to buy, keep safely and then sell that much gold? ie entry, keeping and exit costs vis a vis a house? any idea? you make it sound so good!

i think she cannot be getting ?65 x 3 x 5 days =?975 a week - otherwise we would all be doing it .

i would guess like a nanny share a childminder mighthave one or 2 children before and after school and one under school age either all day or before and after nursery.

you can join crystal palace triathlon club lots of training and support and club sessions,

oh FI, how old is he??

maybe child benefit just for the first 2?

Steve- I would so like to quote you on that- where did you get those stats please?

my boss earns ?150k plus, his wife works part time and maybe earns ?5k, he has an 8 year old daughter and says he could not afford another child. ( because of school fees). Everyone has different values.Using his values we would die out pretty quickly.

Dont'beat your self up about vaginal/caesarian. Both have advantages and disadvantages. You have not done anything wrong in having a caesarian and you are an equal mother to any other. You have the privelidge of having a baby inside you and have already had one.One birth is not of more value than the other. You just cannot afford to look back you just have to go with what you have. I think a lot of how you are feeling is related to the shock of having a baby- no matter how planned- and it seems strssful and traumatic- but all births are like this first time- if you are in a safe place and have partner/ freind with you for whom this is not the first time this will be far better than last time, really. I think a private midwife is closer to ?2k, and you can buy a lot of help for this- like a maternity nurse which might be more helpful to you and your family. xxxxxxxxxxxxxx

maybe walk part of the way and get the no 4?

i had to leave half way through the meeting tonight- can someone update me on what happened in the second part.??? There was such a positive feeling in the hall when I left.

I think thats how they are d o t. What i don't understand is why men usually get away with this for the rest of their lives.??

Maybe I am weak but I always just dragged my toddlers off buses or left my shopping in sainsburys if they wanted a scene.I just could not bare the embaressment. but then did not take them on holiday or to restaurants either - all too stressful. ( they are lovely now, but I would not wish them on anyone when they were wanting attention- which they invariably were).

I think that on average there may be some truth with that- but may it is just one parent goes with one and one with the other. Quite a few families it is Father and daughter and mOther and son- or vica versa. I htink I heard the radio article and it was saying mums were much harder on their daughters than their sons and I think there is definitely some truth in that.

if you are thinking of further education you will be surpised how silly things now make a difference. For instance my eldest son wanted to do classical studies at some universtites and they asked for a minimum foreign language at grade B GCSE. I had insisted on this too - but the school - as ever -were just wanting that C which is what they are desperate to achieve and keep their statistics up. Fight them all the way and push them as IME all some schools want is to get their stats up each year on 5 GCSe's A to C.

I know I know that is what it so sad. The selfishness and ignorance.

I meant the 83 year old woman- people outside of London would have been more likely to stand for her.

that is such a sad story it makes me want to leave London. Why do so many people turn a blind eye to this sort of thing?

there is a possibility she comes with a friend and so does it in half the time? unlikely you may think but just worth considering.

I see where you are coming from - but you can drive,walk in a straight line or work safely after sex or gambling- regardless of how much you have consumed ( to a point anyway!). However with drugs and alcohol you cannot.

I do think that when your teenagers are 14 they usually go to a party of a friend of the same age and it is in their family home and parents are there- or they might hire a hall but would still be there to keep an eye on things. My teenagers were never at a party where they were offered alcohol or drugs at that age. Slightly different if it is a wedding/ elder siblings 18th birthday. I really do not think being at a party where there is alcohol or drugs is inevitable AT ALL. By the time they are 16 it is much harder to avoid but I agree with Chantelle on this. There is a huge difference between being 14 and being 16 - or if you are lucky 18. They are children and we should not encourage them to grow up in that way.It is just not necessary - everything will come in due course but we should not, for example, supply them with our own alcohol to take to parties( of course this does happen). Sorry I am ranting - I just feel these are the best years of their lives when they can do so much why spend it with hangovers/ in accident and emergency/ puking up on bus shelters or my spare bed!

Of course you are unlikely to be allowed on Facebook - that is their space. But I think drugs and alcohol at 14 is not usual if in a parents house for anyone under 16. I think it is completely irresponsible. Of course our children are always gettign themselves into difficult situations and need to know how to handle these things but again I stress i don't think any responsible paretns would allow 14 year olds to be unsupervised at this age. It is asking for BIG trouble. I would make sure from now on whose party she was going to and run through what she should do if things get out of hand.Gate crashers- houses being smasehd up Police etc etc. Now I sound too scary sorry. Just seen it all before and it is not nice to witness.They are only 14. I think what others are referring to at 14 happens more at 16.

You sound as if you have done as much as you could. CAn you find out whose party it was and where the parents were? I would not let my 14 year old son go to a party where there were no adults present.Did you take / pick up from party? I think at 14 they should still allow you to drop off/ collect.