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KidKruger

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Everything posted by KidKruger

  1. Another reason is that during the time of the works the value of the property could be significantly reduced (say, in for example, a rear extension being demolished then rebuilt), therefore risk exposure for the lender increases regardless of the outstanding loan amount. Remember if you have a mortgage, the property belongs to the bank in reality, not you, so you're altering their property. If YOU'd lent money against a property and for several weeks that property would have no roof so you'd potentially be under-secured against that loan, you'd probably be interested and most likely would ensure there's a clause relating to that in your lending terms. Given that you'd not have the property without a lender's financing, it's surely reasonable to oblige and let them know your plans. To not do so is unreasonable. As mentioned already it's usually a formality - what's best is when you've set the timeline, costs and plans, all PP received and you're ready to go. That way you can answer questions from the lender with confidence and minimum disruption to your proposed works. With a solid plan any changes/negotiations with the lender are easier to settle. People frequently criticise banks for under-capitalising against debt they issue, but will intentionally mislead a bank in this way, helping to create a situation (albeit for only a few weeks) where the banks may be exposed over their regulatory entitlement.
  2. Yeah they still make it. Year before last I got 50+ on one paper - the flies love it, they even brought their mates round
  3. you could try knocking at the former address that you have, asking the remaining tenants/neighbours if there's a forwarding address because you're visiting/have a package for her. find out who lets the property/agent and say you'll call the police of they don't give you the forwarding address.
  4. Fly paper.
  5. Another mental boost is to cover the entire distance, or further, at least once before the event.
  6. Great shot El Pibe, wow how big the moon is...
  7. no storage at all, what a shitehole.
  8. jeez that's low, for a quid or so's worth of beans !
  9. Michael P, I believe the coffee is still there (though I fear it may suffer loss of business/footfall due to it not now being obvious to every person entering the station - out of sight, out of mind).
  10. ok well hopefully you can get her some water.
  11. forester's and upland were the only choice for playing pool (or the FHT if I fancied a walk), buggered for pool around here now tho.
  12. are you able to actually access the dog ? the argument that it could constitute theft is tenuos at best - having posted on an internet forum, called the RSPCA and (presumably) spoken to local residents and business about whereabouts of/access to the dog, removing the dog from a squalid location when it's clearly under distress will not be proscuted as theft in any court in this land. the question is what is in the dog's interests. otherwise the theft argument means you have to sit and listen to the animal die. unless the argument contends that only when the dog is withn it's last minute of life, haveing suffered internal organ damage through dehydration and starvation (and poison ?) would removal be 'allowed'. If you have access, remove the dog and have a witness - unless the RSPCA are saying they are about to do this imminently. IMO the dog should be saved and the owners prosecuted, for animal abuse and nuisance. if you want a hand PM me, this is just not on. I have a ladder etc.
  13. you've proably thought of it FM, but perhaps a phone call to catch 22 (any office) to raise this would progress aid for the dog, or establish it's not theirs.
  14. Having used it a few weeks, the main hassle I experience us the single small departures screen. If I stop to look at it before going through barriers I'm blocking other people who're trying to get to the barriers, if I try and look after going through the barriers I'm blocking those trying to exit the barriers, so I have to do a fast-track glance as I pass through - which is foiled if the page on the screen has not refreshed to the train I want to check. I think there should be another screen, perhaps after the barriers. The pavement outside is not narrow at all, it's wide - however it does get congested with smokers and people waiting to meet others. I hope the cafe manages to keep going but fear they'll be by-passed unless there's decent signage deployed.
  15. Great, someone might be broke and that may (have) account for the milk being stolen. Now we have a potential 'explanation', so just keep ordering milk so someone can steal it ? FFS !
  16. God help tubby men with glasses in ED then.
  17. I was just remarking this evening how cool that guy in the ad looks ! (good track from Odetta too...)
  18. There's some boxing on telly. If take a walk in the rain !
  19. Kell's getting a lot of stick for this match-up, but at least he's facing an ex-world champ ! I'd like to see Kell face Malignaggi actually because that'd be a good way of rating him without severe risk of injury. Hopefully Carson Jobes was a blip.
  20. A few years ago my cat took to scroungng food next door, eventually he was round there almost exclusively at feeding times, they didn't have any pets at all. The cat, Gungerdin, would still hang-out at my place, especially when friends were round, he'd still sleep at mine and doss in the garden. After a few months I said to the neighbour look can we settle this and go back to me feeding him. The lady said no, it's her cat now !! When she went away for 2 weeks, she asked me to feed the cat (!), upon her return he dined exclusively at Kid mansions from there on.
  21. The older women you used to fantasise about are of equal age, or, scarily, slightly younger than you.
  22. My cat is skinny and black (oops, non-white). Cats are good sluts they don't care where if comes from, it's naive to expect your cat not to scrounge, they have a different take on 'loyalty'.
  23. Will need to be sorted out especially if the new business (I hear it's McDonalds) attracts lots of pedestrians.
  24. Funny on R4 this morning, the radio presenters focussing on the fact that there's actually nowt to report AT ALL until the child is born, making reporting in the meantime awkward and sort of pointless.
  25. Either way it's a great British match-up, it will be a huge event and it's hard to imagine a boring contest. Bika would be too much for Groves IMO, he's made of stone - but yes I agree other SMW contenders would have been better options to bring him on more gently. Groves I'm sure will get there and take one or more belts. BTW. De Gale must be eating his arm in frustration !! Good - I totally lost respect for DeGale when he insulted Groves' gingerness and voice before they fought, very Ill-chosen comments.
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